DISCLAIMER

All use of this website www.pensioitenants.com subject to the following Terms and Conditions. If you do not agree with these Terms and Conditions, please do not access or use this website. These terms may be changed by Pensio Tenants Association at any time without notice. Your use of the website constitutes your agreement to be bound by these terms. The materials provided on this site are for information purposes only. These materials constitute general information relating to Pensio programs. They do NOT constitute insurance.  Pensio Tenants Association are not licensed producers, insurance brokers or agents.  Any queries you may have regarding the Pensio Tenants Association or Rent Guaranatee must be directed to World Insurance Associates LLC. Licensed insurance brokers and the Pensio Tenants Association Administrator.  

The contents of the website are a representation of the Pensio programs.  Programs are subject to terms and conditions. Prior to entering into an agreement with Pensio Tenants Association you should retain competent legal counsel to advise you. You should also seek independent professional prior to entering an agreement with Pensio Tenants Association You are advised that Pensio Tenants Association does not guarantee the confidentiality of any communications sent by e-mail or through its website or left in voicemail messages on company telephones. Unsolicited information and material may not be treated as confidential and will not be protected by our privacy statement. Accessing or using this website does not create a client relationship. Although the use of the web site may facilitate access to or communications with members of Pensio Tenants Association  by e-mail or voicemail, receipt of any such communications or transmissions by any member of Pensio Tenants Association does not create a client relationship, unless our company has entered into an agreement with you.

Although Pensio Tenants Association has made reasonable efforts to ensure that the materials contained on this site are accurate, it does not warrant or guarantee: the accuracy, currency or completeness of the materials; that the site will be available without interruption, error or omission; that defects will be corrected; or that the website and the server(s) that make it available are free from viruses or harmful components. The website and the materials provided on the website are provided “as is” and “as available” without representations, warranties or conditions of any kind, either expressed or implied. Pensio Tenants Association and its partners will have no liability for any damage arising from the misuse of any information provided on this website. The information provided on the website is not insurance advice and should not be relied upon as such. Doing so without seeking the advice of a licensed insurance broker or independent legal counsel constitutes a misuse of the information.

The unfiled copyright and service mark in respect of Pensio in this website and all materials contained in it is owned by Pensio Tenants Association The Pensio Tenants Association website, as a whole, or in part, may not be reproduced without the express prior written consent of Pensio Tenants Association .

LINKS TO THIRD PARTY SITES

The Pensio Tenants Association website has been designed to be a resource for information on matters that might be of interest to current or potential clients. As a result, there are links throughout the website to third party sites. These links are provided for convenience only, and do not mean that Pensio Tenants Association endorses or recommends the information contained in linked web sites, or guarantees its accuracy, timeliness or fitness for a particular purpose.  Pensio Tenants Association takes no responsibility for the content or practices of third-party sites or services.

FEEDBACK

We welcome your feedback, if you have any questions or comments about the Pensio Tenants Association website, the legal notice or the firm’s privacy policy please contact the Pensio team at info@pensiotenants.com

© 2019 Pensio Tenants Association. All rights reserved  |  Privacy Policy  |  Toll Free: 1-833-7PENSIO  (1-833-773-6746)

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Terms and Conditions

Pensio Tenants Association

These terms and conditions outline the rules and regulations for the use of Pensio Tenant Benefit Association's Website, located at https://www.pensiotenants.com.

By accessing this website we assume you accept these terms and conditions. Do not continue to use Pensio Tenants Association if you do not agree to take all of the terms and conditions stated on this page.

 

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: "Client", "You" and "Your" refers to you, the person log on this website and compliant to the Company’s terms and conditions. "The Company", "Ourselves", "We", "Our" and "Us", refers to our Company. "Party", "Parties", or "Us", refers to both the Client and ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services, in accordance with and subject to, prevailing law of Nevada. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.

 

Membership Rights and Obligations

  1. Generally. Member agrees to pay the annual fees established for its Membership Class, as may be amended from time to time in accordance with the Bylaws.

  2. Compliance with Policies. Member agrees to abide by, and shall have all applicable rights and obligations as set forth in, the Bylaws, the Privacy Policy, and any and all additional policies and procedures adopted by Pensio Tenant Benefit Association, as any of these may be amended from time to time in accordance, all of which are hereby incorporated by reference (the “Pensio Tenant Benefit Association P&Ps”).

  3. Suspension and Termination. Pensio Tenant Benefit Association shall have the right to suspend participation, or cancel the membership, of Member if it (i) fails to pay its annual fees on time, or (ii) violates any of the Pensio Tenant Benefit Association P&Ps and fails to correct that breach within ten (10) days of notice from Pensio Tenant Benefit Association or the Pensio Tenant Benefit Association staff, or (iii) substantially, flagrantly or repeatedly violates any of the Pensio Tenant Benefit Association P&Ps. No refunds of Membership fees or other payments will be given.

 

General

  1. Authority to Execute Agreement. The person entering into this Agreement on behalf of Member hereby represents, warrants and covenants to Pensio Tenant Benefit Association that (a) it has the authority to enter into this Agreement and to perform its obligations hereunder; (b) the execution and performance of this Agreement does not and will not violate any agreement to which Member is a party or by which it is otherwise bound; and (c) when executed and delivered, this Agreement will constitute a legal, valid and binding obligation of Member, enforceable in accordance with its terms.

  2. No Other Licenses. By executing this Agreement, Member neither grants nor receives, by implication, estoppel, or otherwise, any rights under any copyright, patents or other intellectual property rights of Pensio Tenant Benefit Association or another member

  3. No Warranty. PENSIO TENANT BENEFIT ASSOCIATION AND MEMBER EACH ACKNOWLEDGES THAT, EXCEPT AS OTHERWISE AGREED IN WRITING, ALL SERVICES AND INFORMATION PROVIDED TO OR BY PENSIO TENANT BENEFIT ASSOCIATION UNDER THIS AGREEMENT IS PROVIDED “AS IS” WITH NO WARRANTIES OR CONDITIONS WHATSOEVER, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, AND PENSIO TENANT BENEFIT ASSOCIATION AND MEMBER EACH EXPRESSLY DISCLAIM ANY WARRANTY OF MERCHANTABILITY, NONINFRINGEMENT, AND FITNESS FOR ANY PARTICULAR PURPOSE WITH RESPECT TO SUCH SERVICES AND INFORMATION.

  4. Limitation of Liability. IN NO EVENT WILL EITHER PENSIO TENANT BENEFIT ASSOCIATION OR MEMBER BE LIABLE TO EACH OTHER OR TO ANY OTHER MEMBER OR THIRD PARTY UNDER THIS AGREEMENT FOR THE COST OF PROCURING SUBSTITUTE GOODS OR SERVICES, LOST PROFITS, LOST REVENUE, LOST SALES, LOSS OF USE, LOSS OF DATA OR ANY INCIDENTAL, CONSEQUENTIAL, DIRECT, INDIRECT, PUNITIVE, OR SPECIAL DAMAGES, WHETHER OR NOT SUCH PARTY HAD ADVANCE NOTICE OF THE POSSIBILITY OF SUCH LOSSES OR DAMAGES. EXCEPT FOR MEMBER’S DUES COMMITMENT, OR IN CASES OF WILLFUL MISCONDUCT OR GROSS NEGLIGENCE, OR WHERE REQUIRED BY APPLICABLE LAW, THE AGGREGATE LIABILITY OF PENSIO TENANT BENEFIT ASSOCIATION TO MEMBER AND TO OTHER PARTIES, AND OF MEMBER TO PENSIO TENANT BENEFIT ASSOCIATION, TO OTHER PENSIO TENANT BENEFIT ASSOCIATION MEMBERS OR TO OTHER PARTIES, SHALL NOT EXCEED THE PAST 12 MONTHS’ MEMBERSHIP FEES PAID BY THE MEMBER TO PENSIO TENANT BENEFIT ASSOCIATION.

  5. Governing Law. This Agreement shall be construed and controlled by the laws of the state of Nevada without reference to conflict of laws principles. If any claim or dispute between the parties is not resolved by good faith negotiations, any suits or proceedings pursued by either party shall be brought in the Federal or state courts located in Nevada, to whose jurisdiction each party hereby submits.

  6. Complete Agreement; No Waiver. This Agreement, including all attachments, sets forth the entire understanding of Pensio Tenant Benefit Association and Member and supersedes all prior agreements and understandings relating hereto, unless otherwise stated in this Agreement. The waiver of any breach or default will not constitute a waiver of any other right hereunder or any subsequent breach or default.

  7. Amendment. Member shall be given at least thirty (30) days prior written notice of the effective date of an amendment to this Agreement, including as a result of any changes to the Pensio Tenant Benefit Association Bylaws or Pensio Tenant Benefit Association P&Ps, which is adopted in accordance with the Bylaws and that directly and materially affects any of the rights or obligations applicable to Member hereunder (each of the foregoing, an “Amendment”).If Member does not agree to any such Amendment to this Agreement that was approved in accordance with the Bylaws, then Member shall provide written notice to Pensio Tenant Benefit Association of such disagreement prior to the end of the 30-day notice period. If the parties are not able to reach a mutually acceptable accommodation (for example, the parties agree to a phase-in of the Amendment, Pensio Tenant Benefit Association determines to withdraw, suspend or modify the Amendment, or Pensio Tenant Benefit Association grants Member a waiver or variance), this Agreement and Member’s membership in Pensio Tenant Benefit Association shall terminate automatically upon expiration of the 30-day notice period, unless Member elects to withdraw by written notice on an earlier date. Amendments shall be prospective only unless otherwise agreed to by the Member and Pensio Tenant Benefit Association. No termination or withdrawal pursuant to this paragraph will entitle Member to a refund of Membership dues or other fees, all of which are non-refundable.

  8. No Rule of Strict Construction. Regardless of which party may have drafted this Agreement, no rule of strict construction shall be applied against either party. If any provision of this Agreement is determined by a court to be unenforceable, the parties shall deem the provision to be modified to the extent necessary to allow it to be enforced to the extent permitted by law, or if it cannot be modified, the provision will be severed and deleted from this Agreement, and the remainder of this Agreement will continue in effect.

  9. Counterparts. This Agreement may be executed in one or more counterparts, each of which shall be deemed an original, but collectively shall constitute one and the same instrument.

  10. Compliance with Laws. Anything contained in this Agreement to the contrary notwithstanding, the obligations of Pensio Tenant Benefit Association and Member shall be subject to all laws, present and future, of any government having jurisdiction over Pensio Tenant Benefit Association and Member including, without limitation, all export and re-export laws and regulations. It is the intention of Pensio Tenant Benefit Association and Member that this Agreement and all referenced documents shall comply with all applicable laws and regulations.

  11. Headings. Pensio Tenant Benefit Association and Member acknowledge that the headings to the sections hereof are for reference purposes only and shall not be used in the interpretation of this Agreement.

  12. Assignment. Member may not assign its rights or obligations under this Agreement without the prior written consent of Pensio Tenant Benefit Association or as otherwise set forth in the Bylaws. For purposes of this Agreement, an assignment shall be deemed to include a transfer or sale of all or substantially all of the business of Member, or a merger, consolidation or other transaction that results in a change in control of Member.

  13. Force Majeure. Neither Pensio Tenant Benefit Association nor Member shall be liable hereunder by reason of any failure or delay in the performance of its obligations hereunder on account of strikes, shortages, riots, insurrection, fires, flood, storm, explosions, acts of God, war, governmental action, labor conditions, earthquakes or any other cause which is beyond the reasonable control of such party.

 

Cookies

We employ the use of cookies. By accessing Pensio Tenants Association, you agreed to use cookies in agreement with the Pensio Tenant Benefit Association's Privacy Policy.

Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.

License

Unless otherwise stated, Pensio Tenant Benefit Association and/or its licensors own the intellectual property rights for all material on Pensio Tenants Association. All intellectual property rights are reserved. You may access this from Pensio Tenants Association for your own personal use subjected to restrictions set in these terms and conditions.

 

You must not:

  • Republish material from Pensio Tenants Association;

  • Sell, rent or sub-license material from Pensio Tenants Association;

  • Reproduce, duplicate or copy material from Pensio Tenants Association; or

  • Redistribute content from Pensio Tenants Association.

This Agreement shall begin on the date hereof.

Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. Pensio Tenant Benefit Association does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of Pensio Tenant Benefit Association, its agents and/or affiliates. Comments reflect the views and opinions of the person who post their views and opinions. To the extent permitted by applicable laws, Pensio Tenant Benefit Association shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.

Pensio Tenant Benefit Association reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive or causes breach of these Terms and Conditions.

You warrant and represent that:

  • You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;

  • The Comments do not invade any intellectual property right, including without limitation copyright, patent or trademark of any third party;

  • The Comments do not contain any defamatory, libelous, offensive, indecent or otherwise unlawful material which is an invasion of privacy;

  • The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.

You hereby grant Pensio Tenant Benefit Association a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats or media.

 

Hyperlinking to our Content

The following organizations may link to our Website without prior written approval:

  • Government agencies;

  • Search engines;

  • News organizations;

  • Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and

  • System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.

We may consider and approve other link requests from the following types of organizations:

  • commonly-known consumer and/or business information sources;

  • dot.com community sites;

  • associations or other groups representing charities;

  • online directory distributors;

  • internet portals;

  • accounting, law and consulting firms; and

  • educational institutions and trade associations.

We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of Pensio Tenant Benefit Association; and (d) the link is in the context of general resource information.

These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.

If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to Pensio Tenant Benefit Association. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.

Approved organizations may hyperlink to our Website as follows:

  • By use of our corporate name; or

  • By use of the uniform resource locator being linked to; or

  • By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party’s site.

No use of Pensio Tenant Benefit Association's logo or other artwork will be allowed for linking absent a trademark license agreement.

 

iFrames

Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.

Content Liability

We shall not be hold responsible for any content that appears on your Website. You agree to protect and defend us against all claims that is rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third-party rights.

 

Your Privacy

Please read Privacy Policy.

Reservation of Rights

We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amen these terms and conditions and it’s linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

Removal of links from our website

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

 

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

  • limit or exclude our or your liability for death or personal injury;

  • limit or exclude our or your liability for fraud or fraudulent misrepresentation;

  • limit any of our or your liabilities in any way that is not permitted under applicable law; or

  • exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.

 

As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.

Contact us

 By phone number: 1-833-773-6746 

By email: info@pensiotenants.com