All use of this website www.pensioitenants.com subject to the following Terms and Conditions. If you do not agree with these Terms and Conditions, please do not access or use this website. These terms may be changed by Pensio Tenants Association at any time without notice. Your use of the website constitutes your agreement to be bound by these terms. The materials provided on this site are for information purposes only. These materials constitute general information relating to Pensio programs. They do NOT constitute insurance.  Pensio Tenants Association are not licensed producers, insurance brokers or agents.  Any queries you may have regarding the Pensio Tenants Association or Rent Guaranatee must be directed to World Insurance Associates LLC. Licensed insurance brokers and the Pensio Tenants Association Administrator.  

The contents of the website are a representation of the Pensio programs.  Programs are subject to terms and conditions. Prior to entering into an agreement with Pensio Tenants Association you should retain competent legal counsel to advise you. You should also seek independent professional prior to entering an agreement with Pensio Tenants Association You are advised that Pensio Tenants Association does not guarantee the confidentiality of any communications sent by e-mail or through its website or left in voicemail messages on company telephones. Unsolicited information and material may not be treated as confidential and will not be protected by our privacy statement. Accessing or using this website does not create a client relationship. Although the use of the web site may facilitate access to or communications with members of Pensio Tenants Association  by e-mail or voicemail, receipt of any such communications or transmissions by any member of Pensio Tenants Association does not create a client relationship, unless our company has entered into an agreement with you.

Although Pensio Tenants Association has made reasonable efforts to ensure that the materials contained on this site are accurate, it does not warrant or guarantee: the accuracy, currency or completeness of the materials; that the site will be available without interruption, error or omission; that defects will be corrected; or that the website and the server(s) that make it available are free from viruses or harmful components. The website and the materials provided on the website are provided “as is” and “as available” without representations, warranties or conditions of any kind, either expressed or implied. Pensio Tenants Association and its partners will have no liability for any damage arising from the misuse of any information provided on this website. The information provided on the website is not insurance advice and should not be relied upon as such. Doing so without seeking the advice of a licensed insurance broker or independent legal counsel constitutes a misuse of the information.

The unfiled copyright and service mark in respect of Pensio in this website and all materials contained in it is owned by Pensio Tenants Association The Pensio Tenants Association website, as a whole, or in part, may not be reproduced without the express prior written consent of Pensio Tenants Association .


The Pensio Tenants Association website has been designed to be a resource for information on matters that might be of interest to current or potential clients. As a result, there are links throughout the website to third party sites. These links are provided for convenience only, and do not mean that Pensio Tenants Association endorses or recommends the information contained in linked web sites, or guarantees its accuracy, timeliness or fitness for a particular purpose.  Pensio Tenants Association takes no responsibility for the content or practices of third-party sites or services.


We welcome your feedback, if you have any questions or comments about the Pensio Tenants Association website, the legal notice or the firm’s privacy policy please contact the Pensio team at info@pensiotenants.com

© 2020 Pensio Tenants Association. All rights reserved  |  Privacy Policy  |  Toll Free: 1-833-7PENSIO  (1-833-773-6746)

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Membership Tiers

Membership fees

Member: $49 annually

Member Plus: starting at $20/month

Member Plus tiers

Silver: Up to 3 months rent guarantee

Gold: Up to 6 months rent guarantee

Platinum: Up to 12 months rent guarantee

Rental Market Reports

Staying Informed with Pensio Rental Market Reports

Pensio will provide you with rental market information supported by strategic rental market report links through the lens of multiple sources.

Rental Market Report

Pensio will at your request provide you with access to a rental market report based on zip code, top 200 city and all states in the United States.

Pensio Tenants Association Newsletter​

Staying in touch with useful insights.

Members Community

Find out what other members are experiencing as tenants.

There are 75 Million households renting in approximately 48.5 million rental  properties in America. Tenants pay more than 487 billion rent annually. 

A Pensio advice specialist will moderate and provide helpful advice for members seeking answers on rental issues.

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CyberSafe at Home

Your first step in Cyberisk chek security assessment

Complete an easy to use Cyberisk chek assessment for your digital technology

Receive a Cyberisk chek profile report, detailed summary and action plan

Prevent cyber bullying

Ensures safe social networking

Emergency Rent Loan

If you need an emergency rent loan or a personal loan use Pensio Lender Link.

Need an emergency rent loan to pay the rent we can connect you to a lender and you can get quickly approved.

Whatever your loan needs we can connect you to lenders for loans up to $5,000.

Please make sure you read terms of service for the Pensio Lender Link.

Loan Approved Accepted Application Form
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Involuntary Job Loss*

Pensio Tenants Association will pay your rent for up to 12 months if:

You are working a minimum 24 hours per week, 


Have full time employment and you have involuntarily lost your job.

You are eligible to collect Unemployment Insurance

* Subject to terms and conditions of your Member Plus Membership Agreement. and Rent Guarantee

Total Disability | Partial Disability*

Pensio Tenants Association will  a pay your rent for up to 12 months if:

You are unable to work because of a Disability, 

You are unable to work full time because of a Partial Disability

* Subject to terms and conditions of your Member Plus Membership Agreement. and Rent Guarantee

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Legal Review

Pensio Tenant Specialist Lawyer will provide you with:

Legal Review New Lease:

Assistance with reviewing your tenant lease from a tenant specialist lawyer, to ensure that it’s valid and legal


Legal Review Eviction Notice:

Assistance with reviewing your eviction notice from a tenant specialist lawyer, to ensure you know your rights


Referral Service:

Need a tenant specialist lawyer for anything else?  The Association will connect you with one.

Home Ownership Re-Imagined*

Shared Equity Option 

If you are a member in good standing for the past 12 months and you want to make a move into home ownership, and reduce the equity you need, then EQ2 Shared Equity Option can provide you with the equity you need to purchase your dream home.


*Subject to terms and conditions of the EQ2 Shared Equity Agreements and a minimum elimination term of 12 months.

EQ2 Shared Equity

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Rent Deposit Guarantee

Pensio can provide your landlord with a rent guarantee in lieu of a last month's rent and security deposit.

Deposit Guarantee covers:

Last Month's Rent and Security Deposit


Malicious Tenant Damage Guarantee:

Pensio will guarantee your landlord that if you maliciously damage their rental unit, Pensio will pay up to $10,000 if you do not pay after a court or rent tribunal order.


Annual Fee $149 

Have your landlord contact a World Insurance Broker for more information.


Putting You First!