DISCLAIMER

All use of this website www.pensioitenants.com subject to the following Terms and Conditions. If you do not agree with these Terms and Conditions, please do not access or use this website. These terms may be changed by Pensio Tenants Association at any time without notice. Your use of the website constitutes your agreement to be bound by these terms. The materials provided on this site are for information purposes only. These materials constitute general information relating to Pensio programs. They do NOT constitute insurance.  Pensio Tenants Association are not licensed producers, insurance brokers or agents.  Any queries you may have regarding the Pensio Tenants Association or Rent Guaranatee must be directed to World Insurance Associates LLC. Licensed insurance brokers and the Pensio Tenants Association Administrator.  

The contents of the website are a representation of the Pensio programs.  Programs are subject to terms and conditions. Prior to entering into an agreement with Pensio Tenants Association you should retain competent legal counsel to advise you. You should also seek independent professional prior to entering an agreement with Pensio Tenants Association You are advised that Pensio Tenants Association does not guarantee the confidentiality of any communications sent by e-mail or through its website or left in voicemail messages on company telephones. Unsolicited information and material may not be treated as confidential and will not be protected by our privacy statement. Accessing or using this website does not create a client relationship. Although the use of the web site may facilitate access to or communications with members of Pensio Tenants Association  by e-mail or voicemail, receipt of any such communications or transmissions by any member of Pensio Tenants Association does not create a client relationship, unless our company has entered into an agreement with you.

Although Pensio Tenants Association has made reasonable efforts to ensure that the materials contained on this site are accurate, it does not warrant or guarantee: the accuracy, currency or completeness of the materials; that the site will be available without interruption, error or omission; that defects will be corrected; or that the website and the server(s) that make it available are free from viruses or harmful components. The website and the materials provided on the website are provided “as is” and “as available” without representations, warranties or conditions of any kind, either expressed or implied. Pensio Tenants Association and its partners will have no liability for any damage arising from the misuse of any information provided on this website. The information provided on the website is not insurance advice and should not be relied upon as such. Doing so without seeking the advice of a licensed insurance broker or independent legal counsel constitutes a misuse of the information.

The unfiled copyright and service mark in respect of Pensio in this website and all materials contained in it is owned by Pensio Tenants Association The Pensio Tenants Association website, as a whole, or in part, may not be reproduced without the express prior written consent of Pensio Tenants Association .

LINKS TO THIRD PARTY SITES

The Pensio Tenants Association website has been designed to be a resource for information on matters that might be of interest to current or potential clients. As a result, there are links throughout the website to third party sites. These links are provided for convenience only, and do not mean that Pensio Tenants Association endorses or recommends the information contained in linked web sites, or guarantees its accuracy, timeliness or fitness for a particular purpose.  Pensio Tenants Association takes no responsibility for the content or practices of third-party sites or services.

FEEDBACK

We welcome your feedback, if you have any questions or comments about the Pensio Tenants Association website, the legal notice or the firm’s privacy policy please contact the Pensio team at info@pensiotenants.com

© 2019 Pensio Tenants Association. All rights reserved  |  Privacy Policy  |  Toll Free: 1-833-7PENSIO  (1-833-773-6746)

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Privacy Policy

 

Effective date: May 08, 2019

Pensio Tenants Association ("us", "we", or "our") operates the www.pensiotenants.com website (hereinafter referred to as the "Service").

 

This page informs you of our policies regarding the collection, use and disclosure of personal data when you use our Service and the choices you have associated with that data.

We use your data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, the terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, accessible from www.pensiotenants.com

Definitions

  • Service

    Service is the www.pensiotenants.com website operated by Pensio Tenants Association

  • Personal Data

    Personal Data means data about a living individual who can be identified from those data (or from those and other information either in our possession or likely to come into our possession).

  • Usage Data

    Usage Data is data collected automatically either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).

  • Cookies

    Cookies are small files stored on your device (computer or mobile device).

Information Collection and Use

 

We collect several different types of information for various purposes to provide and improve our Service to you.

Types of Data Collected

Personal Data

 

While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you ("Personal Data"). Personally identifiable information may include, but is not limited to:

  • Email address

  • First name and last name

  • Phone number

  • Address, State, Province, ZIP/Postal code, City

  • Cookies and Usage Data

We may use your Personal Data to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or the instructions provided in any email we send.

Usage Data

 

We may also collect information on how the Service is accessed and used ("Usage Data"). This Usage Data may include information such as your computer's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

Tracking & Cookies Data

 

We use cookies and similar tracking technologies to track the activity on our Service and we hold certain information.

Cookies are files with a small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Other tracking technologies are also used such as beacons, tags and scripts to collect and track information and to improve and analyse our Service.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

Examples of Cookies we use:

  • Session Cookies. We use Session Cookies to operate our Service.

  • Preference Cookies. We use Preference Cookies to remember your preferences and various settings.

  • Security Cookies. We use Security Cookies for security purposes.

Use of Data

 

Pensio Tenants Association uses the collected data for various purposes:

  • To provide and maintain our Service

  • To notify you about changes to our Service

  • To allow you to participate in interactive features of our Service when you choose to do so

  • To provide customer support

  • To gather analysis or valuable information so that we can improve our Service

  • To monitor the usage of our Service

  • To detect, prevent and address technical issues

  • To provide you with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless you have opted not to receive such information

Transfer of Data

 

Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction.

If you are located outside United States and choose to provide information to us, please note that we transfer the data, including Personal Data, to United States and process it there.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

Pensio Tenants Association will take all the steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organisation or a country unless there are adequate controls in place including the security of your data and other personal information.

Disclosure of Data

Disclosure for Law Enforcement

 

Under certain circumstances, Pensio Tenants Association may be required to disclose your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

Legal Requirements

 

Pensio Tenants Association may disclose your Personal Data in the good faith belief that such action is necessary to:

  • To comply with a legal obligation

  • To protect and defend the rights or property of Pensio Tenants Association

  • To prevent or investigate possible wrongdoing in connection with the Service

  • To protect the personal safety of users of the Service or the public

  • To protect against legal liability

Security of Data

 

The security of your data is important to us but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

Our Policy on "Do Not Track" Signals under the California Online Protection Act (CalOPPA)

 

We do not support Do Not Track ("DNT"). Do Not Track is a preference you can set in your web browser to inform websites that you do not want to be tracked.

You can enable or disable Do Not Track by visiting the Preferences or Settings page of your web browser.

Service Providers

 

We may employ third party companies and individuals to facilitate our Service ("Service Providers"), provide the Service on our behalf, perform Service-related services or assist us in analysing how our Service is used.

These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

Analytics

We may use third-party Service Providers to monitor and analyse the use of our Service.

  • Google Analytics

    Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Service. This data is shared with other Google services. Google may use the collected data to contextualise and personalise the ads of its own advertising network.

    You can opt-out of having made your activity on the Service available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js and dc.js) from sharing information with Google Analytics about visits activity.

    For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: https://policies.google.com/privacy?hl=en

Links to Other Sites

 

Our Service may contain links to other sites that are not operated by us. If you click a third party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Children's Privacy

 

Our Service does not address anyone under the age of 18 ("Children").

We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your Child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.

Changes to This Privacy Policy

 

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective and update the "effective date" at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

 

If you have any questions about this Privacy Policy, please contact us: